Nova KBM

Short-term credit | NKBM

For private individuals and companies needing financial resources to finance ongoing operations.

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We offer various types of short-term credit to finance current operations.


Nova KBM

You can withdraw the loan all at once or in several amounts.

Nova KBM

You repay the principal as agreed, and the interest monthly.

Nova KBM

Non-purposeful or purposeful use of funds.


Nova KBM  Repayment period: up to 30 days, up to 180 days, or up to 360 days.
Nova KBM  You can withdraw the loan in one-time or multiple amounts.
Nova KBM  The interest rate and approval costs depend on the creditworthiness of the company or private individual, the term of the loan, the quality of the insurance, and business cooperation with our bank.
Nova KBM  Non-purposeful or purposeful use of funds (depending on the type of short-term loan).
Nova KBM
 The basic instrument for securing a loan is a signed blank bill of exchange with a bill of exchange declaration with the authorization to fulfill and cash the bill of exchange. You can propose the following as supplementary insurance instruments:
  • pledge of immovable or movable property,
  • pledge of securities,
  • pledge of deposits,
  • pledge of claims,
  • pledge of life insurance policies,
  • guarantee of natural and/or legal persons,
  • other forms of insurance in accordance with the agreement.

Types of loans

Nova KBM
 loans for financing working capital,
Nova KBM
 inventory loans,
Nova KBM
 loans for receivables,
Nova KBM
 permitted overdraft on the business account - overdrafts,
Nova KBM
 loans to ensure the coverage required for the opening of letters of loan,
Nova KBM
 loans to foreign buyers (buyers loans), which are intended to accelerate your export of goods and services, bridging loans.


How to get a short-term loan?

Nova KBM

Consult with us

Need more information?
Contact our administrators who will be happy to help you with your final decision.

Nova KBM

Send an inquiry

Did we convince you with our offer?
Send us your inquiry.

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