Nova KBM

Privacy policy | NKBM

Nova KBM d.d. is committed to protecting the privacy of our users.


Nova KBM d.d. is committed to protecting the privacy of our users.
Cookies are small files that often consist of a unique string of numbers and letters stored on your computer. These cookies allow us to distinguish you from other users when you revisit our website. A cookie does not collect information, but if it is read by the server along with the browser, this can be of help to a website to make it more user-friendly.

Cookies help the website remember some of your preferences (e.g. your language setting) and monitor the number of visitors, your clicks, and page navigation, allowing us to constantly improve website performance.

We use the following cookies

1. At

A cookie to store your preferences and settings, and monitor activities on the site. The cookie is called "NKBM2" and is your website identifier (allowing us to identify you). It also tracks your location data.
Cookies for analytical purposes – we use Google Analytics to monitor and analyse visits. Information on how users use the website helps us determine where to place specific content, which steps need to be optimised, etc., which allows us to improve the functioning of the website. These cookies are named "__utma", "__utmb", "__utmc" and "__utmz" and refer to the Google Analytics service. More information about the Google Analytics cookies and privacy. Bank@net, Poslovni Bank@Net and the "Personalise your card!" application:

No express advance consent is required for the so-called session cookies (used for user authentication), which remember entries in online forms (e.g. online banking, services requiring user name and password, etc.) and are deleted after the session. These cookies are necessary for the website to remember the user and allow the user to access restricted content after login.
Pursuant to the Electronic Communications Act (ZEKom-1) user consent is required for certain cookies to be used. You may reject cookies at any time. In this case, you will still be able to visit our website, but some features may not function properly.

A decision to accept or reject cookies may be changed subsequently through the browser.

The change can usually be made in the browser menu Tools > Internet options, under “Privacy” or “Security” tab. There you can specify which cookies to block and which to enable.

Cookies can also be deleted through the browser. Most browsers provide this option under "Clear browsing data" or "Clear browsing history" (the keyboard shortcut is usually CTRL+Shift+Del), where you select the clear cookies option.

Some browsers include the "Do-not-track" option that allows you to reject cookies in general.

You can change your decision about rejecting the cookies that are used at to improve user experience here:

Do you agree to using the following cookies?
Cookies to store your preferred choices and settings
Don't agree
Cookies for analytical purposes
Don't agree
Third-party cookies (Facebook, Adwords, YouTube itc)
Don't agree